Insurers cannot act as enablers of policyholders and other stakeholders in their transition to a sustainable net-zero economy in a vacuum. An effective approach requires a multi-stakeholder engagement. The preceding chapters have emphasised that insurers must engage with their policyholders and investee companies to shift behaviours and implement climate change mitigation and adaptation measures. It has also been noted that insurers who use brokers and other insurance intermediaries for the distribution of their insurance products must ensure these insurance distributors have the necessary knowledge, expertise, and competence to understand the features of an insurance product and the identified target market,1 and are provided with all the necessary product information and target market information.2 If the current CSDDD proposals are implemented, EU insurers and those insurers who do business generating a net turnover of EUR 150 million in the EU will be required to work with their partners in business relationships to identify, bring to an end, prevent, mitigate, and account for negative environmental impacts in their own operations, their subsidiaries, and business relationships in their value chains.3