STONEGATE PUB CO LTD v MS AMLIN CORPORATE MEMBER LTD AND OTHERS

[2023] Lloyd's Rep. IR Plus 14

KING’S BENCH DIVISION (COMMERCIAL COURT)

Before Mr Justice Butcher

Insurance (business interruption) – Covid-19 – Triggers for coverage – Aggregation of losses by reference to “occurrence” – Causation –Whether losses after expiry of policy but within the indemnity period were caused by events in the policy period – Additional Increased Cost of Working – Subrogation and deduction of benefits received from the state.