16.1 Introduction

The Insurance Act 2015,2 which received Royal Assent on 12 February 2015,3 introduces significant changes to English commercial and marine insurance law by amending the provisions of the Marine Insurance Act (MIA) 1906 concerning the duty of utmost good faith and warranties and other risk control clauses.4 The purpose of this article is to deliberate the potential impact of this piece of law reform on warranties and other risk-control clauses in cargo insurance, especially standard cargo clauses.5 A good starting point for an analysis of this nature will be to identify the main changes introduced by the Insurance Act 2015 in this field: