HARRISON AND ANOTHER v BLACK HORSE LTD

[2012] Lloyd's Rep. IR 521

COURT OF APPEAL

Before Lord Neuberger MR, Lord Justice Patten and Lord Justice Tomlinson

Insurance (payment protection) — Sale by bank in conjunction with loan — Whether bank in breach of Insurance Conduct of Business Rules — Whether bank negligent — Whether unfair relationship existed — Financial Services and Markets Act 2000, section 150 — ICOB, Rules 2.3 and 4.3 — Consumer Credit Act 1974, section 140A and B.