SHARON’S BAKERY (EUROPE) LTD v AXA INSURANCE UK PLC AND ANOTHER

[2012] Lloyd's Rep. IR 164

QUEEN’S BENCH DIVISION (COMMERCIAL COURT)

Before Mr Justice Blair

Insurance (fire) — Assured using false invoice to obtain funding from finance company, secured on machinery — Machinery damaged by fire — Assured using invoice to assist in claim — Whether false invoice used for finance was a material fact — Moral hazard — Fraudulent claim — Use of fraudulent means or devices.