FORREST & SONS LTD v CGU INSURANCE PLC

[2006] Lloyd's Rep IR 113

QUEEN’S BENCH DIVISION MANCHESTER DISTRICT REGISTRY MERCANTILE COURT

Before His Honour Judge Kershaw QC

Insurance - Fire and business interruption policy - Assured operating oven in course of business - Oven defective and taken out of operation - Oven then put back into service and caused fire - Whether assured in breach of policy condition against increase of risk - Whether assured guilty of non-disclosure concerning re-use of oven.