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LLR: Insurance & Reinsurance

BLACKBURN ROVERS FOOTBALL AND ATHLETIC CLUB PLC v AVON INSURANCE PLC

[2005] Lloyd's Rep IR 239

QUEEN’S BENCH DIVISION COMMERCIAL COURT

Before Mr Justice Moore-Bick

Insurance (injury and disablement) - Professional footballer suffered injury which ended his career - Club obtaining policy against risk of injury to players - Exclusion for Permanent Total Disablement attributable either directly or indirectly to arthritic or other degenerative conditions - Proper construction of exclusion - Whether injury falling within exclusion.

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