JOHN A PIKE (BUTCHERS) LIMITED v INDEPENDENT INSURANCE COMPANY LIMITED

[1998] Lloyd's Rep IR 410

COURT OF APPEAL

Before Lord Justice EVANS and Mr Justice WILSON

Insurance (commercial combined) - Policy - Construction - Theft - “the premises” - Express exclusion of yard - Whether “the premises” meant whole of property occupied by insured - Whether exclusion was intended to apply generally throughout policy section - Applicability of contra proferentem rule - Whether theft involved “entry to and exit from the Premises by forcible and violent means”.