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LLR: Insurance & Reinsurance

GALLOWAY v GUARDIAN ROYAL EXCHANGE (UK) LTD

[1999] Lloyd's Rep IR 209

COURT OF APPEAL

Before Lord Woolf MR, Lord Justice Millett and Lord Justice Mummery

Insurance (householders’ policy) - Non-disclosure of conviction for obtaining property by deception - Whether offence of fraud - Claim for property not lost - Whether continuing duty of utmost good faith - Whether absence of express claims clause restricted insurers’ rights - Whether fraud in part of claim tainted entirety of claim.

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