NSUBUGA v. COMMERCIAL UNION ASSURANCE CO. PLC.

[1998] 2 Lloyd's Rep. 682

QUEEN’S BENCH DIVISION(COMMERCIAL COURT)

Before Mr. Justice Thomas

Insurance (Fire) - Indemnity - Non-disclosure - Allegations of fraudulent claims - Condition in policy that if claims fraudulent all benefit under policy forfeited - Whether conditions incorporated in contract - Insured premises caught fire - Plaintiff claimed under policy for stock, cigarettes and tobacco and fixtures and fittings - Whether insurers established claims fraudulent - Whether plaintiff’s failure to disclose distress for rates fraudulent.