VANDYKE v. FENDER AND REDDINGTON FOUNDRIES LTD.; SUN INSURANCE OFFICE LTD. (THIRD PARTY)

[1970] 1 Lloyd's Rep. 320

COURT OF APPEAL

Before Lord Denning, M.R., Lord Justice Sachs and Lord Justice Karminski

Insurance (Motor) - Policy - Liability in respect of passenger carried "by reason of contract of employment" - Insured driving car not belonging to him and carrying fellow-employee as passenger under arrangement with employers - Insurers in liquidation - Liability of Motor Insurers' Bureau. Insurance - Employers' liability - Injury to employee while passenger in car lent by employers to fellow-employee - Arrangement with employers that fellow-employee when using car should take employee to work - Meaning of "arising out of and in the course of his employment" - Liability of employers - Whether indemnity under employers' liability policy. Principal and agent - Negligence - Car provided by employer for employees to use to and from employment - Whether borrower lender's agent - Liability of lender for borrower's negligence.