This book consists of a set of commissioned articles on the Consumer Insurance (Disclosure and Representations) Act 2012 (“CIDRA”), following the entry into force of that modest piece of legislation on 6 April 2013. The date is an underappreciated landmark, representing a major event in English law, but in history will perhaps come to be overshadowed by the already looming business insurance reform. This is precisely the key to the importance of this work. The contributors are insurance law academics, professionals and Law Commissioners well known in their field: most chapters are written by initiated representatives of the stakeholder organisations that contributed to the consensus behind the Act. Thus, the Law Commissions, the Financial Services Authority (“FSA”), the Financial Ombudsman Service (“FOS”), the British Insurance Law Association (“BILA”), the Association of British Insurers (“ABI”) and the Chartered Insurance Institute (“CII”) are all represented in the authorship of various chapters.